美國勞工部提出一項擬議規則，擬放寬 401(k) 退休計劃納入私募股權、加密資產等另類投資的限製，並明確受託人在引入相關資產時需基於績效、費用、流動性、估值及複雜性等因素進行審慎評估；符合該流程的受託人可獲得「安全港」保護以降低訴訟風險。該規則為落實 Donald Trump 行政命令的初步措施，目前處於徵求意見階段。

The U.S. Department of Labor has unveiled a proposed rule that seeks to ease restrictions on including alternative investments such as private equity and crypto assets in 401(k) retirement plans. It clarifies that fiduciaries must conduct a prudent evaluation based on factors including performance, fees, liquidity, valuation, and complexity when incorporating such assets. Fiduciaries following this process will receive 'safe harbor' protection to mitigate litigation risks. The rule represents an initial step in implementing an executive order issued by Donald Trump and is currently in the public comment period.