據《福布斯》報導，螞蟻國際正透過區塊鏈與人工智慧（AI）重塑全球企業資金管理體系。該公司以 Whale 作為區塊鏈底層架構、Bettr 作為對外商業化平台、Falcon TST 作為人工智慧預測引擎，打造涵蓋代幣化存款、全天候（7×24 小時）跨行流動性管理與外匯風險預測的資金管理平台。螞蟻國際已與星展銀行（DBS）、滙豐銀行、渣打銀行、德意誌銀行、瑞銀集團等多家銀行合作，共同推進代幣化存款業務。2024 年，全球約三分之一、規模近 1 萬億美元的交易，均透過 Whale 區塊鏈系統上鏈處理。螞蟻國際強調，該體系並非針對投機型穩定幣，而是以合規的代幣化銀行負債與電子貨幣為核心。

According to Forbes, Ant International is reshaping the global corporate treasury management system through blockchain and AI. It has built a treasury management platform covering tokenized deposits, 24/7 cross-bank liquidity management and foreign exchange risk prediction, with Whale as the blockchain infrastructure, Bettr as the external commercialization platform, and Falcon TST as the AI prediction engine.

Ant has partnered with a number of banks including DBS, HSBC, Standard Chartered, Deutsche Bank and UBS to promote tokenized deposits. In 2024, approximately one-third of global transactions, with a scale of nearly $1 trillion, were processed on-chain via Whale. Ant emphasized that this system is not targeted at speculative stablecoins, but focuses on compliant tokenized bank liabilities and electronic money as its core.