英格蘭銀行副行長莎拉·布裏登（Sarah Breeden）在英格蘭銀行與華威大學聯合主辦的會議中表示，英國正緻力建構一個「多元貨幣」體系，此體系涵蓋傳統商業銀行存款、代幣化商業銀行存款、穩定幣及央行貨幣，並以互通性為核心要素。布裏登強調，央行貨幣仍應作為系統性交易的結算基礎，但穩定幣與代幣化存款將在更廣泛的場景中發揮作用。她呼籲透過技術與監管標準，實現不同貨幣形式間的無縫兌換，並避免形成支付領域的「圍牆花園」（指封閉式生態，限製外部互通），以保障金融穩定及大眾對貨幣的信任。

Sarah Breeden, Deputy Governor of the Bank of England, stated at a conference co-hosted by the Bank of England and the University of Warwick that the UK is building a 'diversified monetary' system. This system covers traditional and tokenized commercial bank deposits, stablecoins, and central bank money, with interoperability at its core. Breeden emphasized that central bank money should remain the settlement foundation for systemic transactions, while stablecoins and tokenized deposits will play a role in a broader range of scenarios. She called for the realization of seamless conversion between different forms of money through technical and regulatory standards, and the prevention of the formation of 'walled gardens' in payments, so as to safeguard financial stability and public trust in money.