香港大學經管學院官網發文《離岸人民幣穩定幣機遇與挑戰並存》。文章指出，人民幣穩定幣未來將主要用於跨境支付。2024年人民幣跨境收付達16萬億元，是USDT和USDC總市值的八倍，在中長期這一巨大的結算體量有望逐步轉向穩定幣。若20%貿易採用穩定幣支付，需求規模將超4000億元，遠超當前離岸人民幣短債供給。文章建議擴大離岸人民幣短期國債與港府債券發行，並以港元穩定幣先行探索，為後續發展提供經驗

The official website of the University of Hong Kong (HKU) Business School published an article titled *'Opportunities and Challenges Coexist for Offshore RMB Stablecoins'*. The article points out that RMB stablecoins will primarily be used for cross-border payments in the future. In 2024, RMB cross-border receipts and payments reached 16 trillion yuan, eight times the total market value of USDT and USDC. In the medium to long term, this huge settlement volume is expected to gradually shift to stablecoins. If 20% of trade uses stablecoins for payments, the demand scale will exceed 400 billion yuan, far surpassing the current supply of offshore RMB short-term debts. The article suggests expanding the issuance of offshore RMB short-term treasury bonds and Hong Kong government bonds, and taking the lead in exploring with HKD stablecoins to provide experience for subsequent development.