英國計劃在 2027 年 10 月前將加密資產全面納入金融服務監管體系，使其適用與傳統金融類同的監管規則。英國金融行為監管局（FCA）已啟動多項諮詢工作，擬針對交易平台、代幣發行、質押業務及部分去中心化金融（DeFi）活動提出監管要求，最終監管規則預計於 2026 年正式頒布。此次監管改革將實現從以反洗錢註冊為主的模式，轉向全面牌照管理制度；與此同時，英國政府正審查外國金融干預相關議題，未來或將限制加密貨幣用於政治獻金。

The UK plans to fully integrate crypto assets into its financial services regulatory framework by October 2027, subjecting them to rules similar to those governing traditional finance. The Financial Conduct Authority (FCA) has launched multiple consultations, proposing requirements for trading platforms, token issuances, staking activities and certain Decentralized Finance (DeFi) operations. The final set of rules is expected to be issued in 2026.

The regulatory regime will shift from a focus on anti-money laundering (AML) registration to a comprehensive licensing system. Meanwhile, the UK government is reviewing issues related to foreign financial interference, and may restrict the use of cryptocurrencies for political donations in the future.