FDIC、聯準會與OCC聯合發布常見問題文件，釐清代幣化證券在銀行資本規則下的監管處理方式。文件指出，若符合相關條件，代幣化證券通常應與其非代幣化形式適用相同的資本監管要求，並強調現行資本規則對技術保持中立，證券的發行與交易所採用的技術（包括分散式帳本）一般不會影響其資本處理。同時，銀行在持有代幣化證券時仍需遵循審慎風險管理，並符合適用的法律與監管要求。

The Federal Deposit Insurance Corporation (FDIC), the Federal Reserve, and the Office of the Comptroller of the Currency (OCC) jointly released a Frequently Asked Questions (FAQ) document to clarify the regulatory treatment of tokenized securities under bank capital rules. The document states that, subject to relevant conditions, tokenized securities should generally be subject to the same capital regulatory requirements as their non-tokenized counterparts. It emphasizes that the existing capital rules are technology-neutral, and the technologies employed in the issuance and trading of securities—including distributed ledger technology—generally do not affect their capital treatment. Meanwhile, banks holding tokenized securities must still adhere to prudent risk management practices and comply with applicable legal and regulatory requirements.