據 Galaxy Research 研究主管 Alex Thorn 披露，美國財政部依據《GENIUS 法案》向國會提交報告，建議明確 DeFi 應承擔反洗錢與反恐融資（AML/CFT）義務，並考量建立針對數位資產的「hold law」安全港機製，允許機構在調查可疑交易時臨時凍結資產，無需法院命令。報告亦披露，加密犯罪規模持續增長，例如 2024 年 FBI 記錄的加密詐騙損失高達 90 億美元。

According to Alex Thorn, Research Director at Galaxy Research, the U.S. Department of the Treasury submitted a report to Congress in accordance with the GENIUS Act. It recommends clarifying that DeFi should bear anti-money laundering and counter-terrorist financing (AML/CFT) obligations, and considers establishing a 'hold law' safe harbor mechanism for digital assets. This would enable institutions to temporarily freeze assets during the investigation of suspicious transactions without a court order. The report also disclosed that the scale of crypto-related crime continues to grow. For example, in 2024, the FBI recorded losses from crypto scams totaling $9 billion.