渣打銀行表示，隨著穩定幣規模持續擴張，到 2028 年可能帶來高達 1 兆美元的美國國債（主要為短期 T-bills）新增需求。報告指出，穩定幣發行方通常以短期美債作為儲備資產，若穩定幣供應量顯著增長，將對美國短期國債市場形成結構性買盤，並可能為美國財政部調整債務發行結構提供空間。

Standard Chartered stated that as stablecoin supply continues to expand, it could generate up to $1 trillion in new demand for U.S. Treasuries (primarily short-term T-bills) by 2028. According to the report, stablecoin issuers typically hold short-term Treasuries as reserve assets. A significant rise in stablecoin supply would create structural buying pressure in the U.S. short-term Treasury market and may allow the U.S. Department of the Treasury to adjust its debt issuance structure.