據《福布斯》報導，普林斯頓大學高級研究員比爾·達德利（Bill Dudley）表示，穩定幣無法解決美國財政部不斷飆升的債務償還成本問題。

儘管財政部長史考特·貝塞特（Scott Bessett）曾提出，穩定幣的蓬勃發展將帶動私營部門對美國國債的需求，進而降低政府借貸成本，但這一預期並不具備現實性。首先，穩定幣發行商購買國債的速度無法達到預期水準；其次，《GENIUS法案》禁止對穩定幣支付利息，導緻用戶傾向於快速周轉資金，而非長期持有穩定幣。此外，穩定幣本身的高周轉率，以及各國可能出台的使用限製措施，均會影響其在減輕美國債務成本方面的實際效果。

According to Forbes, Bill Dudley, a senior researcher at Princeton University, stated that stablecoins cannot solve the problem of the surging debt - servicing costs of the U.S. Treasury Department.

While Treasury Secretary Scott Bessett once argued that the booming development of stablecoins would boost private - sector demand for U.S. Treasury bonds, thereby lowering the government's borrowing costs, this expectation is unrealistic. First, the rate at which stablecoin issuers purchase Treasury bonds will not grow as anticipated. Second, the GENIUS Act prohibits the payment of interest on stablecoins, which leads users to favor quick turnover rather than long - term holdings. In addition, the high turnover rate of stablecoins and potential restrictions on their use by various countries will both affect their effectiveness in reducing the U.S. debt costs.