美國銀行（BofA）首次建議旗下財富管理客戶配置 1%–4% 的加密資產。此建議適用於 Merrill（美林）、Private Bank（私人銀行）與 Merrill Edge（美林邊際）業務線，自 2026 年 1 月 5 日起將正式覆蓋相關服務，並提供四隻比特幣 ETF 的研究支援，分別為 BITB、FBTC、Grayscale Mini Trust（灰度迷你信託）與 IBIT。

在此之前，美國銀行顧問不得主動推薦加密產品；如今約 1.5 萬名財富顧問可直接向客戶提出加密資產配置建議，這標誌著該行正式將加密資產納入主流資產配置體系。

Bank of America (BofA) has for the first time recommended that its wealth management clients allocate 1%–4% of their assets to cryptocurrencies. The recommendation applies to Merrill, Private Bank, and Merrill Edge, and will officially take effect on January 5, 2026—covering these services and providing research support for four Bitcoin ETFs: BITB, FBTC, Grayscale Mini Trust, and IBIT.  

Previously, BofA advisors were prohibited from proactively recommending crypto products. Now, approximately 15,000 wealth advisors can directly advise clients on crypto allocations, marking the bank’s formal integration of crypto assets into its mainstream asset allocation system.