近年來，傳統跨境支付體系面臨的問題逐漸凸顯。全球希望改善跨境支付體系的呼聲不斷高漲，新興支付基礎設施和結算方式不斷湧現，推動全球跨境支付體系朝著更加高效、安全、包容、多元的方向發展。這一趨勢未來會持續增強。  

潘功勝表示，新型技術在跨境支付領域加速應用，區塊鏈和分布式帳本等新型技術推動央行數位貨幣、穩定幣的蓬勃發展，實現了支付結算從底層重塑傳統的支付體系，大幅縮短跨境支付的鏈條，同時對金融監管也提出了巨大的挑戰。智能合約、去中心化金融等技術，也將持續推動跨境支付體系的演進和發展。  

In recent years, problems in the traditional cross-border payment system have gradually become prominent. There has been a growing global call to improve the cross-border payment system, and new payment infrastructures and settlement methods have continued to emerge, promoting the global cross-border payment system to develop in a more efficient, secure, inclusive, and diversified direction. This trend will continue to strengthen in the future.  

Pan Gongsheng stated that emerging technologies are being increasingly applied in the field of cross-border payments. New technologies such as blockchain and distributed ledgers have driven the vigorous development of central bank digital currencies and stablecoins, reshaping the traditional payment system from the bottom in terms of payment and settlement, significantly shortening the cross-border payment chain, while also posing huge challenges to financial regulation. Technologies such as smart contracts and decentralized finance will also continue to promote the evolution and development of the cross-border payment system.